White House Unveils Comprehensive Crypto Policy Roadmap Through 2026

The Biden administration has taken a decisive step toward regulating the digital asset space with its newly released "National crypto Policy Roadmap." The 160-page document outlines a phased implementation of stablecoin oversight, DeFi frameworks, and exchange monitoring through 2026—aiming to balance innovation with systemic risk mitigation.

Coordinated by the National Economic Council and Financial Stability Oversight Group, the plan establishes strict review standards for dollar-pegged tokens and decentralized protocols. SEC and CFTC will collaborate to prevent regulatory overlap, providing institutional investors and startups with consistent guidelines.

"This isn't about stifling innovation—it's about building guardrails for the next era of finance," the roadmap states, positioning the U.S. to lead global crypto standards. The policy explicitly avoids favoring specific assets like BTC or ETH, instead creating structural foundations for the entire digital asset class.